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Annuities

Plan for the Retirement of Your Dreams

When we dream of retirement, we dream of spending more time with family and friends, traveling, and relaxing. But even if you’ve been preparing financially, market fluctuations could leave you in a situation much different than you had expected. If the volatile nature of high-risk investments has you worried about your financial future, consider the stability of a fixed annuity.

Annuities are designed to help you save money for retirement. They are contracts made with an insurer in which the insurer agrees to repay your premium, plus the interest it earns, in a method of your choosing.

BetterLife Fixed Annuities

BetterLife offers fixed annuities. A fixed annuity is a contract between you and BetterLife that guarantees a minimum rate of return on your deposit. Because fixed annuities are not subject to fluctuations in the financial market, your principal will remain intact. By deferring payouts to a later date, you are also deferring tax payments on any interest your annuity earns, allowing you to earn interest on interest instead of paying taxes on interest.

Download Our BetterLife Annuities Brochure

Annuities Designed For You

Learn what makes annuities a great option for so many people.

Single or Flexible Payments

BetterLife offers both single payment and flexible payment annuities. Single payment annuities must be purchased with a lump sum. Payments can be made to flexible annuities in the amount and frequency of your choosing.

Annuity Income Options

When the time is right, you can convert your deferred annuity to a guaranteed stream of income.* When payouts begin, they are guaranteed and will never change. They will continue according to the settlement option you choose. There are numerous choices available, depending on your financial goals.

Interest Rates

BetterLife annuities have two interest rates—the current interest rate and the guaranteed interest rate. Your annuity will earn the current rate, which will fluctuate; but it will never earn less than the guaranteed rate.

Probate Avoidance

Upon your death, proceeds from your annuity can go directly to your named beneficiary, bypassing the drawbacks associated with probate.

*Guarantees are backed by the financial strength and claims-paying ability of BetterLife.

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